Lenny Phulong Mamaro, is a Lecturer in the Department of Finance, Risk Management and Banking at the University of South Africa (UNISA). In 2014, he worked as a postgraduate assistant in the Department of Business Management while studying his Honours Degree in Financial Management In 2015 he worked as a Graduate development fellow in the Department of Finance, Risk management and banking at UNISA. His research interests are in Risk Management, Investments, Fintech, financial markets and Development Finance.